We all know we should be saving and budgeting our money. It's easier for some than others. I found this interesting blog from credit.com that puts Americans into 4 groups when it comes to how we deal with money. I think I fall in between "The Dreamer" & "The Wander" categories- what about you?
1. The Perfectionists — (Comprehensive Planners) 19% of Americans
-They have some goals worked out and have an idea of what they’d like to achieve — they just haven’t yet worked out all the details.
-These consumers put forth the bare minimum and might get to the rest of planning later.
-In this group, consumers just kind of float from bill to bill without any strategic approach to money management.